WHAT WE DO







Aetna Level Funding 2-100
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Quoting, Sales Consultation
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Census or Individual Questionaire Underwriting
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Ongoing service
Benefit Admin Systems
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We build, manage and maintain benefit administration systems
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EASE or Employee Navigator
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This service is complimentary for any agent/group
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Small group medical
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4 lines of ancillary coverage
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We can charge a PEPM as well
Ancillary Quoting/Service
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Dental, Life, Disability, Vision
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Contributory/voluntary
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Accident, Critical Illness, Hospital Indemnity
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Markets for very small groups
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Innovative voluntary offerings
Long-Term Disability
• Industry best definitions of disability
• Residual Income carved out
• Contract comparison service
• SSNRA
• Executive Carve Out LTD
• Voluntary plans down to 10 lives participating
• Below 10 group LTD to SSNRA
• Blood related groups eligible!
Life
• Ability to class out even in 2-9 market
• No SIC code limitations through the MBPA and Companion Life
Voluntary Life for 10+ groups
• Free Will Preparation with MetLife
• 5 year rate lock with Companion Life
• Brand New Open Enrollment with Companion Life
Accident/Critical Illness
• GI Critical Illness to 5 lives in most cases
• Takeover credit for critical illness—pre-ex waived!
• Accident plans to 5 lives
• Very competitive rates
• Reimbursement for not only wellness visits but also any doctor visits
• Great brand name with AllState Benefits
• Enrollment Support managed through BPI
Vision
• Voluntary stand alone plans down to 2 lives
• VSP/Eyemed/Davis Networks Available
Telemedicine
• $4.75 PEPM
• All members of groups are eligible and all group sizes
• Unlimited access to doctors 24/7 with no copays
• Benefit Management System complimentary in monthly fee
Limited Medical, MEC's and MVP's
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'Skinny Plans' Minimum Essential Coverage (MEC) that eliminate $2,000 PEPM fine for 50+ groups
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Flexible minimum benefit plans