We pride ourselves on turning around your quote requests in a quick and accurate timeframe. We understand it is a job to pull together all the information needed to quote. We prefer to not bother you with follow up questions but sometimes we absolutely need certain items. The following is our wish list for the items that allow us to work most efficiently with your requests: No Matter the Size of the Group: Census with total number of employees (not only those enrolled) See our census template Date of birth Gender Dependent Status Salary and Occupations (for disability plans and for life plans with benefit amounts multiple of salary) Our carriers will only accept the census in Excel format B
No matter where you come out on the topic of Private Exchanges and Defined Contribution, you can't argue that they have been a major benefits theme since the passing of the ACA. And most of us agree that the definined contribution concept along with eased up carrier participation requirements in an online shopping environment is a win for all parties. The employer wins because she can better budget for future benefit expenses and the employee is more satisfied because he has more options and can personalize his own benefit package. And of course the agent and carrier win when the employer and employees are happy. But like all things, sometimes the idea does not actually conform with the re
