Good news! The State of Michigan has approved Companion Life to be ACA Certified Effective 1/1/2015. Companion is working toward a process through which it will transition its groups to the pediatric oral benefit as requested. In the meantime, here are some strategies that have worked so far to navigate the pediatric benefit while retaining Companion dental in groups: 1. If it is a Blue group, you can write the pediatric oral benefit for the children with the Blues offeri

If you are a member of the Health Underwriters, you may have noticed a recent article entitled Large Employers Like Skinny Plans. Skinny plans, or Minimum Essential Coverage plans are indeed one legitimate solution to the play or pay dilemma facing large employers this Fall. Due to a loophole in the law, employers can offer a stripped down benefit for right around $55 monthly and avoid the $2000 penalty. But there's definitely a catch. Employees who refuse this product off